Our offers

Confortable + €23.43 / month

  • Hospital care
  • 100% of routine care (consultations, analyses, medication)
  • Refunds for glasses up to €200 and for contact lenses up to €90 (outside madatory scheme)
  • 100% of denture costs refunded
  • Enhanced preventive packages
  • Student insurance included

Prevention and packages

Annual flat rate per person covered. Treatment prescribed and/or not refunded by the mandatory scheme.

  • Preventive procedures 100%
  • Periodontal assessment €25
  • Contraception package (example 1) €80
  • Vaccinations, malaria boosters and treatments €10
  • Stopping smoking package €80
  • Osteopathy, acupuncture and homeopathy package €25
  • Pedicure, podology €20
  • Emergency contraception fixed fee €10

Vittavi Student Insurance

Essential in higher education. Dowload the cover information form below for more information.

  • Third Party Liability
  • Personal Accident
  • Examinations Insurance
  • 24 hr Worldwide Repatriation Assistance
  • Education Annuity
  • Medical Third Party Liability
  • Sports Insurance in case of accident.

Hospitalisation*

  • Medical and surgical accommodation expenses, flat-rate contribution 100 %
  • Care fees (surgery and anaesthesia, childbirth, obstetric procedures, medical technical procedures, diagnostic imaging, ultrasound procedures.) 100 %
  • Daily hospital charge (Including stay in psychiatric care. State-approved cover, €15/day.) €20/d.
  • Maximum number of days covered for the daily hospital charge(State-approved cover, unlimited hospital package in health care institutions and limit of 90 days for residential care facilities (including stays in psychiatric care.)) Ill./ 90d.
  • Television charges (covered from the 5th day in hospital and limited to €260/year) 30d./year

 

Dowload the cover information form below for more information.

Routine care

  • Doctor (GP or specialist) 100%
  • Consulting physician (GP or specialist including radiologist.) 100%
  • Treatment abroad* 100%
  • Transport 100%
  • Laboratory/medical analyses 100%
  • Medical technical procedures and medical imaging 100%
  • Medical assistants 100%
  • Orthopaedics, prosthesis, small prosthesis fitting (annual flat rate per person covered) 100% + €20
  • Hearing device refunded by the mandatory scheme 100%

Access to the Kalivia Network.
Network accessible to members for whom the service is included in the Confortable + cover.
Kalivia network = over 3,300 hearing centres and over 5,200 optical centres in France offering a large number of discounts.

* Dowload the cover information form below for more information.

Pharmacy

  • High TV(1) medication 100%
  • Moderate TV(1) medication 100%
  • Low TV(1) medication 100%

(1) TV: the Therapeutic Value of a medicine determines its rate of payment by the mandatory scheme.
* Dowload the cover information form below for more information.

Optical

  • Glasses refunded by the mandatory scheme 60%
  • Flat rate for lenses/frames refunded by the mandatory scheme
    (flat rate per person covered - See footnotes on cover information form below)
    from €60 to €200, every 2 years

Glasses package for under-18s = purchasing costs incurred for equipment composed of 2 lenses and 1 frame per one-year care period. Glasses package for over-18s = purchasing costs incurred for equipment composed of 2 lenses and 1 frame per 2-year care period. This period is reduced to 1 year in case of renewal warranted by a change in eyesight. To calculate the 1 or 2 year period, the date of purchase of the 1st item of equipment should be taken into account. Definition and management of the refund of types of lenses (simple, complex, highly complex) in accordance with the optical procedure codification charts available in the cover information.
 

  • Contact lenses refunded by the mandatory scheme 100%
  • Flat rate for external contact lenses refunded and not refunded by the mandatory scheme (annual flat rate per person covered)€60

Access to the Kalivia Network.
Network accessible to members for whom the service is included in the Confortable + cover.
Kalivia network = over 3,300 hearing centres and over 5,200 optical centres in France offering a large number of discounts.

* Dowload the cover information form below for more information.

Dental

  • Dental consultations and care (1)(example 2) 100%
  • Dentures refunded by the mandatory scheme (1)100%
  • Orthodontics refunded by the mandatory scheme (1)100%
  • Orthodontics not refunded by the mandatory scheme and periodontal surgery (pre-prosthetic or curative)(1)€100

(1) An annual limit of €760 is applied to denture, orthodontics and periodontal surgical procedures. Once the limit has been reached, the patient's contribution towards medical costs remains covered for the refunded dentures and orthodontics.

Example of refund 1

- Example of refund in Metropolitan France -
Estelle goes to the pharmacy to buy her birth control (prescription pill)
Cost: €15.15 invoiced by the pharmacy
Amount covered by the mandatory healthcare scheme: €0.00
Amount covered by Vittavi: €15.15 deductible from her annual flat rate of €80
Out-of-pocket for Estelle: €0

Example of refund 2

- Example of refund in Metropolitan France -
Sébastien goes to his dentist for the recommended annual tooth cleaning.
Cost: €28.92 for the session
Amount covered by the mandatory healthcare scheme: €20.24
Amount covered by Vittavi: €8.68
Out-of-pocket for Sébastien: €0